Dental Insurance

We accept most major PPO plans and offer flexible alternatives to help you maximize your benefits.

Dental insurance benefits and coverage options at Haven Cosmetic Dentistry in Rancho Cucamonga, CA
Check Your Benefits

Coverage, Savings & Membership Options

Navigating dental insurance does not have to be confusing. At Haven Cosmetic Dentistry & Implant Center, we review your benefits, explain what is covered, and help you get the most out of your plan before any treatment begins. Our goal is to make every step simple, transparent, and patient-friendly.

1. Insurance We Accept: We accept a wide range of PPO dental plans, making it easier for you to use your benefits with confidence.

If you do not see your insurance listed, please contact us and let us know. Our team can help verify your coverage.

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Aetna

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AFLAC

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Ameritas

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Anthem Blue Cross

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Assurant

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Blue Cross Blue Shield

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Careington

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Cigna

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Connection Dental

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Delta Dental

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Dental Benefit Providers

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Dental Health Alliance

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Dentemax

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GEHA

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Guardian

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Humana

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MetLife

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Premier Access

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Principal

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Reliance Standard

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Sun Life Financial

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United Concordia

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UnitedHealthcare

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Wellpoint


2. FSA or HSA:
You can use your Flexible Spending Account (FSA) or Health Savings Account (HSA) to reduce out-of-pocket costs. These pre-tax funds can be applied to Invisalign®, whitening, dental implants, and many other services helping you save while investing in your oral health.


3. Financing
If you don't have insurance or want additional coverage for larger treatments, we offer affordable monthly payment plans through trusted partners like CareCredit®, Alphaeon®, and LendingClub®. This makes it easier to plan care comfortably and stay within your budget.

Learn More >

4. In-House Membership
If you do not have insurance, our in-house Haven Membership provides preventive care, cleanings, exams, X-rays, and exclusive discounts on additional treatments for one simple yearly fee. It is an affordable and stress-free alternative to traditional dental insurance.

Learn More >

Haven Cosmetic Dentistry team reviewing insurance benefits with a patient

FAQs

Answers to common questions about our dental insurance.

What if my dental insurance is not listed on your website?

If you don't see your insurance listed, please call us at (909) 980-2272. Many dental plans fall under larger PPO networks like Delta Dental or Anthem Blue Cross, meaning we likely work with your provider. Our team verifies your coverage, eligibility, and benefits within 24 hours before treatment.

Does Haven Cosmetic Dentistry accept HMO dental plans?

No, Haven Cosmetic Dentistry & Implant Center accepts PPO dental insurance only. If you have an HMO plan, our Haven Membership Plan offers an affordable alternative with no deductibles or waiting periods, providing preventive care and discounts on all treatments for one simple annual fee.

How does the Haven Membership Plan work?

The Haven Membership is an annual in-house savings plan including 2 exams, 2 cleanings, routine X-rays, and 15-20% discounts on additional treatments. There are no deductibles, claim forms, waiting periods, or annual maximums. One simple yearly fee replaces traditional insurance complications. Learn more >

Can I use my FSA or HSA for dental treatment?

Yes, FSA and HSA funds cover most dental treatments including Invisalign, teeth whitening, dental implants, crowns, veneers, and restorative procedures. These pre-tax accounts reduce your out-of-pocket costs by 20-37% depending on your tax bracket. Use your benefits before year-end deadlines.

Do you offer payment plans for larger dental treatments?

Yes, we offer flexible monthly financing through trusted partners including CareCredit, Alphaeon Credit, and LendingClub Patient Solutions. Plans range from 6 to 84 months with competitive rates and soft credit checks for prequalification. Apply online or in-office for same-day approval decisions.

Still have questions?

Give us a call to speak with one of our friendly team members, and schedule a free consultation.

Family-friendly dental care at Haven Cosmetic Dentistry
Your New Smile Starts Here

Join countless patients who have transformed their smiles with advanced cosmetic and implant dentistry at Haven Cosmetic Dentistry & Implant Center in Rancho Cucamonga, CA.

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The care you deserve

The Results You Dream Of

At Haven Cosmetic Dentistry & Implant Center, Dr. Kim and our team provide a truly personalized experience built on precision, artistry, and compassion. Every treatment is designed to enhance your comfort and deliver beautiful, lasting results. Take the first step toward your ideal smile by scheduling your private consultation today.

Conveniently located in Rancho Cucamonga, we proudly serve patients from Ontario, Upland, Fontana, Eastvale, Claremont, and surrounding communities.

Haven Cosmetic Dentistry & Implant Center